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Is My Property Covered When Lending It Out?
I’m lending a painting to a museum. Is it covered under my personal policy? Lending a work to a museum or institution is a meaningful gesture – and one that comes with important logistics that are easy to overlook. Many personal art policies either exclude works on loan entirely or require advance written notice to…
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How Does The Claims Process Work?
I had a flood and lost three paintings. I’m not sure how the claims process works. Experiencing a loss – whether from flood, fire, or theft – is devastating. Navigating the insurance claim that follows shouldn’t add to that burden. When a loss occurs, your insurer will request documentation of value. if you have a…
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What is a ‘Scheduled’ Appraisal?
Your insurance carrier just asked for a ‘scheduled’ appraisal and if you’re not sure what that means, you’re not alone. This comes up often, and it’s one of the most important steps a collector can take to protect their investment. A scheduled appraisal is a formal, itemized document that lists each artwork individually with its…