Your insurance carrier just asked for a ‘scheduled’ appraisal and if you’re not sure what that means, you’re not alone. This comes up often, and it’s one of the most important steps a collector can take to protect their investment.
A scheduled appraisal is a formal, itemized document that lists each artwork individually with its current replacement value, condition, and provenance, allowing your carrier to add each piece to a fine art rider or floater on your policy. Without it, everything typically falls under a blanket limit that rarely reflects reality.
The good news: this is EXACTLY what we do! Our USPAP-compliant appraisals are prepared specifically to meet carrier requirements, so you can get the right coverage in place quickly!
